Monese Visa Debit (2015)

The reviewed card was issued in October 2015.

monese_front_censoredBIN: 476358
App Label: Visa Debit
App Preferred Name: (none)
App Priority Indicator: 01h
App Currency Code: (none)
Country Code: United Kingdom / 0826h
Language Preference: en
Effective Date: 31/10/2015
Application Usage: International cashback not expressly allowed

Cardholder Name Format: LASTNAME/FIRSTNAME.MR
Offline Transactions Supported: No (Service code: 226 – Chip card, transactions to be authorised online, PIN preferred)
NFC: No, but next issue in December will be payWave enabled
3D Secure: No
PIN Change Supported: Yes, at any LINK ATM
Balance Inquiry Supported: Yes

monese_back_censoredType of Card: Debit Card
Validity: 3 Years
Foreign Currency Fee: 0.5%, at least £1
Issuer Reimburses ATM Surcharges: No
Linked to Current Account: Yes
Annual Fee: £59.40 from June 2016, charged pro rata at the beginning of every month

CVM 1: Fail cardholder verification if this CVM is unsuccessful: Plaintext PIN verification performed by ICC – If terminal supports the CVM
CVM 2: Fail cardholder verification if this CVM is unsuccessful: Signature (paper) – If terminal supports the CVM
CVM 3: Fail cardholder verification if this CVM is unsuccessful: Enciphered PIN verified online – If terminal supports the CVM
CVM 4: Fail cardholder verification if this CVM is unsuccessful: No CVM Required – Always

This card, despite being UK issued, does not come with the LINK application.
This card is issued by Contis Financial Services Ltd, Skipton, North Yorkshire. Funds are e-money and not covered by the statutory Financial Services Compensation Scheme, FSCS.

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